:root {
  --ink: #2e2530;
  --muted: #6f626d;
  --paper: #fffdfb;
  --cream: #f7f1ec;
  --rose: #8e4358;
  --rose-dark: #6f2f42;
  --rose-soft: #f5e3e7;
  --sage: #7a8d78;
  --line: #e4d8d2;
  --gold: #b78543;
  --shadow: 0 18px 45px rgba(70, 46, 57, .11);
  --radius: 22px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 17px/1.68 Georgia, "Times New Roman", serif; }
a { color: var(--rose-dark); text-decoration-thickness: .08em; text-underline-offset: .18em; }
a:hover { color: var(--rose); }
img { display: block; max-width: 100%; height: auto; }
button, input, select { font: inherit; }
button, a, input, select, summary { outline-offset: 4px; }
:focus-visible { outline: 3px solid #1876a5; }
.skip-link { position: fixed; left: 1rem; top: -5rem; z-index: 100; padding: .7rem 1rem; background: #fff; border-radius: 8px; }
.skip-link:focus { top: 1rem; }
.preview-ribbon { padding: .4rem 1rem; text-align: center; color: #fff; background: #43313b; font: 700 .78rem/1.3 Arial, sans-serif; letter-spacing: .06em; text-transform: uppercase; }
.site-header { position: sticky; top: 0; z-index: 20; display: flex; align-items: center; justify-content: space-between; gap: 2rem; min-height: 88px; padding: .8rem clamp(1rem, 5vw, 5.5rem); background: rgba(255,253,251,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(12px); }
.brand { display: flex; align-items: center; gap: .75rem; color: var(--ink); text-decoration: none; }
.brand-mark { display: grid; place-items: center; width: 48px; height: 48px; color: var(--rose); border: 1px solid var(--line); border-radius: 50%; background: var(--cream); }
.brand-mark svg { width: 32px; fill: none; stroke: currentColor; stroke-width: 2.2; }
.brand strong, .brand small { display: block; }
.brand strong { font-size: 1.04rem; line-height: 1.2; }
.brand small { color: var(--muted); font: .72rem/1.3 Arial, sans-serif; margin-top: .2rem; }
#site-nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .3rem 1.15rem; font: 700 .84rem/1.3 Arial, sans-serif; }
#site-nav a { color: var(--ink); text-decoration: none; }
#site-nav a:hover { color: var(--rose); }
.menu-button { display: none; border: 0; border-radius: 999px; padding: .55rem .9rem; color: #fff; background: var(--rose); }
.eyebrow { margin: 0 0 .65rem; color: var(--rose-dark); font: 800 .76rem/1.3 Arial, sans-serif; letter-spacing: .13em; text-transform: uppercase; }
h1, h2, h3 { line-height: 1.12; text-wrap: balance; }
h1 { font-size: clamp(2.35rem, 6vw, 5.4rem); margin: 0 0 1.2rem; letter-spacing: -.035em; }
h2 { margin-top: 2.6rem; font-size: clamp(1.65rem, 3vw, 2.55rem); }
h3 { font-size: 1.25rem; }
.lead { max-width: 760px; font-size: clamp(1.08rem, 2vw, 1.35rem); color: #584b55; }
.home-hero { position: relative; min-height: 680px; display: grid; align-items: end; overflow: hidden; background: #43323c; }
.home-hero .hero-image { position: absolute; inset: 0; margin: 0; }
.home-hero .hero-image img { width: 100%; height: 100%; object-fit: cover; opacity: .58; }
.home-hero .hero-image figcaption { position: absolute; right: 1rem; bottom: .7rem; z-index: 2; max-width: 440px; color: rgba(255,255,255,.82); font: .68rem/1.35 Arial, sans-serif; }
.home-hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(36,21,30,.82), rgba(36,21,30,.35) 70%, rgba(36,21,30,.15)); }
.hero-copy { position: relative; z-index: 1; width: min(820px, 90%); margin: 0 0 clamp(3rem, 9vw, 7rem) clamp(1.2rem, 8vw, 8rem); color: #fff; }
.hero-copy .eyebrow, .hero-copy .lead { color: #fff; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.6rem; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 46px; padding: .68rem 1.1rem; border: 1px solid var(--rose); border-radius: 999px; color: #fff; background: var(--rose); font: 700 .9rem/1.2 Arial, sans-serif; text-decoration: none; cursor: pointer; }
.button:hover { color: #fff; background: var(--rose-dark); }
.button.secondary { color: var(--rose-dark); background: #fff; }
.section-shell, .article-shell { width: min(1180px, calc(100% - 2rem)); margin: 0 auto; }
.section-shell { padding: clamp(4rem, 8vw, 7rem) 0; }
.section-heading { max-width: 770px; margin-bottom: 2.4rem; }
.section-heading h2 { margin: 0 0 1rem; }
.card-grid, .topic-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.1rem; }
.topic-card { display: flex; min-height: 100%; flex-direction: column; overflow: hidden; color: var(--ink); background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 10px 25px rgba(70,46,57,.06); text-decoration: none; }
.topic-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); }
.topic-card img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.topic-card div { padding: 1.2rem; }
.topic-card h3 { margin: 0 0 .55rem; }
.topic-card p { margin: 0; color: var(--muted); }
.topic-card-copy { display: grid; gap: .45rem; padding: 1.2rem; }
.topic-card-copy small { color: var(--rose-dark); font: 800 .68rem/1.3 Arial, sans-serif; letter-spacing: .1em; text-transform: uppercase; }
.topic-card-copy strong { font-size: 1.16rem; line-height: 1.25; }
.topic-card-copy > span { color: var(--muted); }
.principles { width: min(1180px, calc(100% - 2rem)); margin: -1.6rem auto 0; position: relative; z-index: 2; display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: var(--line); box-shadow: var(--shadow); }
.principles article { padding: 1.5rem; background: #fff; }
.principles span { color: var(--gold); font: 800 .72rem/1 Arial, sans-serif; letter-spacing: .12em; }
.principles h2 { margin: .6rem 0; font-size: 1.2rem; }
.principles p { margin: 0; color: var(--muted); }
.split-feature { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2rem, 6vw, 6rem); align-items: center; padding: clamp(4rem, 8vw, 7rem) max(1rem, calc((100vw - 1180px) / 2)); background: var(--cream); }
.split-feature h2 { margin-top: 0; }
.split-feature img { width: 100%; max-height: 480px; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); }
.inline-links { display: flex; flex-wrap: wrap; gap: .65rem; margin-top: 1.4rem; }
.inline-links a { padding: .55rem .8rem; border: 1px solid var(--line); border-radius: 999px; background: #fff; font: 700 .82rem/1.2 Arial, sans-serif; text-decoration: none; }
.planner-teaser { max-width: 820px; margin: 0 auto; padding: clamp(4rem, 8vw, 7rem) 1rem; text-align: center; }
.feature-band { padding: clamp(4rem, 8vw, 7rem) clamp(1rem, 6vw, 6rem); background: var(--cream); }
.feature-grid { width: min(1180px, 100%); margin: auto; display: grid; grid-template-columns: 1.1fr .9fr; gap: 2rem; align-items: center; }
.feature-grid img { width: 100%; max-height: 520px; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); }
.feature-list { display: grid; gap: .8rem; padding: 0; list-style: none; }
.feature-list li { padding: 1rem 1.1rem; background: #fff; border-left: 4px solid var(--sage); border-radius: 8px; }
.breadcrumbs { display: flex; gap: .55rem; padding: 1.2rem 0; color: var(--muted); font: .82rem/1.4 Arial, sans-serif; }
.article-hero { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(2rem, 5vw, 5rem); align-items: center; padding: clamp(2rem, 5vw, 5rem) 0; }
.article-hero h1 { font-size: clamp(2.4rem, 5vw, 4.8rem); }
.article-hero figure { margin: 0; }
.article-hero img { width: 100%; max-height: 530px; object-fit: cover; border-radius: var(--radius); box-shadow: var(--shadow); }
.article-hero.compact img { max-height: 390px; }
.review-note, .privacy-hint { color: var(--muted); font: .84rem/1.5 Arial, sans-serif; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: clamp(2rem, 5vw, 5rem); padding-bottom: 5rem; }
.article-content { min-width: 0; }
.article-content p, .article-content li { max-width: 760px; }
.article-content table { width: 100%; border-collapse: collapse; margin: 1.4rem 0; }
.article-content th, .article-content td { padding: .65rem .75rem; border: 1px solid var(--line); text-align: left; }
.article-content th { background: var(--cream); }
.toc { padding: 1.2rem 1.35rem; border: 1px solid var(--line); border-radius: 16px; background: var(--cream); }
.toc ol { columns: 2; margin-bottom: 0; }
.article-sidebar { display: flex; flex-direction: column; gap: 1rem; }
.sidebar-card, .sidebar-note { padding: 1.1rem; border: 1px solid var(--line); border-radius: 18px; background: #fff; }
.sidebar-card > strong { display: block; margin-bottom: 1rem; }
.sidebar-card a { display: grid; grid-template-columns: 80px 1fr; gap: .7rem; align-items: center; margin: .8rem 0; color: var(--ink); font: 700 .86rem/1.35 Arial, sans-serif; text-decoration: none; }
.sidebar-card img { width: 80px; height: 64px; object-fit: cover; border-radius: 10px; }
.sidebar-note { background: var(--rose-soft); }
.partner-slot { margin: 2.2rem 0; padding: 1rem 1.2rem; border: 1px dashed #c8aaaF; border-radius: 14px; background: #fffbfc; }
.partner-slot > span { display: block; margin-bottom: .35rem; color: var(--muted); font: 700 .66rem/1.2 Arial, sans-serif; letter-spacing: .12em; text-transform: uppercase; }
.partner-slot p { margin: 0; color: var(--muted); font-size: .9rem; }
.faq-section details { padding: .9rem 0; border-top: 1px solid var(--line); }
.faq-section summary { font-weight: 700; cursor: pointer; }
.planner-panel, .calculator-card { margin: 1rem 0 3rem; padding: clamp(1.2rem, 4vw, 2.4rem); background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius); }
.tool-panel { margin: 1rem 0 3rem; padding: clamp(1.2rem, 4vw, 2.4rem); background: var(--cream); border: 1px solid var(--line); border-radius: var(--radius); }
.calculator-form { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.calculator-form fieldset { display: grid; gap: .85rem; margin: 0; padding: 1rem; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.calculator-form legend { padding: 0 .4rem; font-weight: 700; }
.calculator-form > .form-error, .calculator-form > .button { grid-column: 1 / -1; }
.form-error { margin: 0; padding: .75rem; color: #7b1725; background: #fff0f1; border-radius: 8px; }
.calculator-result { display: grid; grid-template-columns: repeat(4, 1fr); gap: .7rem; margin: 1rem 0; }
.calculator-result article { display: grid; gap: .35rem; padding: .9rem; border-radius: 12px; background: #fff; }
.calculator-result article span { color: var(--muted); font: .75rem/1.3 Arial, sans-serif; }
.calculator-result > p { grid-column: 1 / -1; margin: .4rem 0 0; }
.tool-actions { display: flex; align-items: center; gap: 1rem; margin-top: 1rem; }
.planner-controls { display: flex; justify-content: space-between; align-items: end; gap: 1rem; }
.planner-controls label, .calculator-card label { display: grid; gap: .35rem; font: 700 .85rem/1.35 Arial, sans-serif; }
.planner-controls input, .calculator-card input, .calculator-card select { min-height: 44px; padding: .55rem .7rem; border: 1px solid #bcaeb5; border-radius: 9px; background: #fff; }
.planner-progress { margin: 1.5rem 0; }
.planner-progress div { display: flex; justify-content: space-between; gap: 1rem; }
.planner-progress progress { width: 100%; height: 16px; accent-color: var(--rose); }
.task-groups { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.task-groups fieldset { margin: 0; padding: 1rem; border: 1px solid var(--line); border-radius: 15px; background: #fff; }
.task-groups legend { padding: 0 .4rem; font-weight: 700; }
.task-item { display: flex; gap: .65rem; margin: .65rem 0; align-items: start; }
.task-item input { width: 1.15rem; height: 1.15rem; margin-top: .22rem; accent-color: var(--rose); }
.planner-status { color: var(--muted); font: .82rem/1.5 Arial, sans-serif; }
.calculator-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.calculator-actions { margin-top: 1.2rem; }
.calculator-result { margin: 1rem 0 3rem; padding: 1.3rem; border-radius: 16px; background: #eef4ed; border-left: 5px solid var(--sage); }
.calculator-result[hidden] { display: none; }
.wide-copy { width: min(800px, 100%); margin: 0 auto 5rem; }
.legal-shell { width: min(850px, calc(100% - 2rem)); margin: 0 auto; padding-bottom: 5rem; }
.site-footer { display: grid; grid-template-columns: 1.2fr .8fr; gap: 2rem; padding: 3rem clamp(1rem, 7vw, 7rem); color: #f9f3f5; background: #382a32; }
.site-footer p { color: #d9cdd2; }
.site-footer nav { display: grid; grid-template-columns: repeat(2, 1fr); gap: .7rem 1rem; }
.site-footer a { color: #fff; }
.site-footer > p { grid-column: 1 / -1; margin: 0; font: .76rem/1.5 Arial, sans-serif; }

@media (max-width: 980px) {
  .menu-button { display: inline-flex; }
  #site-nav { display: none; position: absolute; inset: 100% 0 auto; padding: 1rem; background: #fff; border-bottom: 1px solid var(--line); box-shadow: var(--shadow); }
  #site-nav.is-open { display: grid; }
  .card-grid, .topic-grid { grid-template-columns: repeat(2, 1fr); }
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { display: grid; grid-template-columns: 1fr 1fr; }
}

@media (max-width: 720px) {
  body { font-size: 16px; }
  .site-header { min-height: 76px; }
  .brand small { display: none; }
  .home-hero { min-height: 580px; }
  .hero-copy { margin: 0 1rem 3rem; }
  .feature-grid, .article-hero, .site-footer, .split-feature { grid-template-columns: 1fr; }
  .article-hero { gap: 1.2rem; }
  .article-hero figure { order: -1; }
  .toc ol { columns: 1; }
  .task-groups, .calculator-grid, .calculator-form { grid-template-columns: 1fr; }
  .calculator-result { grid-template-columns: repeat(2, 1fr); }
  .principles { grid-template-columns: 1fr; }
  .planner-controls, .planner-progress div { align-items: stretch; flex-direction: column; }
  .article-sidebar { grid-template-columns: 1fr; }
}

@media (max-width: 470px) {
  .brand strong { max-width: 210px; font-size: .9rem; }
  .brand-mark { width: 40px; height: 40px; }
  .card-grid, .topic-grid, .calculator-result { grid-template-columns: 1fr; }
  .section-shell, .article-shell { width: min(100% - 1.25rem, 1180px); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}